When I got stuck whilst writing a cover letter for a job I really wanted (and needed), I gave up and had ChatGPT write one with heavy guidance. I was prepared for the interviewer to ask if I used AI to write it (applying to IT in a library, so I figured it might come up).
I concluded that I would definitely say "yes" if asked. If they were to accuse me of cheating, I wouldn't deny that perspective, but I would offer my own: When I reached my limits, I found the right tool for the job, understood its strengths, worked within its limitations, then validated the result.
I did not simply throw the job description and my resume at a robot then submit whatever it spat out without inspection. That would be irresponsible of me, and disrespectful to the hiring manager. I took care to make sure the result was desired and fit my needs, and I made several adjustments (both via prompt and via keyboard) until I was sure that it fulfilled my wishes.
Did I do An Engineering™ on the prompt? Fuck no.
But did I choose the right tool, learn how it works, operate it with care, then ensure the finished product was acceptable to the concerned parties? Fuck yeah, I did.
Come to find out, they didn't ask, and didn't care. I got the job and have been here for several months. Boy, am I glad I didn't let my inability to write an original cover letter ruin my chance at the best job I've ever had.