I think AI is humanized and otherwise designed so that people will feel encouraged to give private data to it. The Kagi Corporation wrote about this in their manifesto. In reality, giving your data to open AI is just as unsafe as typing in a personal search query into Google or Bing. But by changing the context, it feels like you're talking to a friend or a person you met at a bus stop.
AI Bros always say "it's just a tool" as a sort of thought terminating cliche (note: this wasn't intended to be a dig at your comment). Guns are a tool too. I wouldn't want the richest corporations in the United States to personally own the most powerful missile systems, and in terms of AI, that's kind of where we are.