I can't use it to pay my taxes to the US federal government and it must be traded in for actual currency to do so.
Just like a token at an arcade.
They are also vehicles of wild speculation... And unlike stocks (where I gain partial ownership of a company) and bonds (where I gain a claim on their monetary inflows and primacy if the venture crumbles), crypto gives me... What exactly?
I don't get to be an owner or a creditor. I become... Holder of a mining incentive?
I'm sorry it's not what a lot of people seem to think it is.