The point of crypto is for everybody on earth to be their own bank and be part of the financial system, which is something the banks cannot do.Also, the bank's banking system and governments have gotten us into the situation we are in now where the poor get poorer and the rich get richer. I don't know who said it, but I heard a quote once that said something to the effect of, let me control what a man uses as money, and I care not who makes his laws.