I feel it would be kinda my own fault if I got in a car wreck on a freeway. What was I even doing there without a car or a licence?
And if I got lost in a forest, I obvisously wouldn't need emergency services if my phone knew my exact location, would I?
Jokes aside, I could just toggle the permission on or off anyway, and I grew up without a cellphone to begin with. Yeah, there are risks, but to me this is phobia levels of precaution in exchange for giving out my exact location at all times to who knows. If that's what kills me, that is entirely on me, but it very likely won't.