I solved this by installing solar panels. They produce more electricity than I need (enough to cover charging an EV in when I get one in the future), and I should break even (in terms of cost) within 5-6 years of installation. Had them installed last year under NEM 2.0.
I know PG&E want to introduce a fixed monthly fee at some point, which throws off my break-even calculations a bit.
Some VPS providers have good deals and you can often find systems with 16GB RAM and NVMe drives for around $70-100/year during LowEndTalk Black Friday sales, so it's definitely worth considering if your use cases can be better handled by a VPS. I have both - a home server for things like photos, music, and security camera footage, and VPSes for things that need to be reliable and up 100% of the time (websites, email, etc)