I don't think that's it at all. The cost of a new car, any new car, is still out of reach for the vast majority of Americans, much less a dedicated daily commuter vehicle (because you need a gas car for long trips). PHEV is an imperfect compromise, but there simply aren't enough used PHEV models available on the market.
I bought a car last year, and I really wanted to get something electric, but the car I need just doesn't exist at the price I can afford. Chargers didn't factor into it.