i think that if i am going to be forced to purchase a product from the market, then the government should just provide the product. add the damages to my tax bill if i get in an accident that's my fault.
but don't make me buy shit just to function in society.
it's a scam. the money you pay in is always more than they pay out. it's a for profit industry that i'm forced to fund. it's a racket, no different from organized crime.