Yeah, I definitely get it. It would be illegal to mix low and line voltage in the USA, too.
I ended up running the cabling myself, all class two circuits powering 12 24vdc spots. The nice bit is that they are all addressable RGBW spots, so I can control them all individually or as groups. And it's all automated. The downside is that I'll probably have to remove them if we ever sell this house, because nobody but me understands how it works.