Tbf I do this too but sometimes Windows will shut down after an update and next time I start it it will "configure my PC", restart once more and then show me the login screen. Doesn't even take 5 tho.
The worst thing however is when I start my laptop and login, just for Windows to decide it's updating rn. However this is usually happening at work so I suspect that the update server on the domain pushes an urgent security update that can only happen once a user logged in. Still super annoying but doesn't take more than 5 minutes.