The fact this is even necessary makes me want to shit a brick.
"Do you want to make an online account?" No.
"Okay, please set up your local account."
That should be it. And honestly, even that's egregious to me. Signing into online bullshit should be opt-in, not opt-out. Thank goodness I don't use Windows anymore, finally wiped the last Windows machine in my house this past week.