Kudos for looking out first your future self - I had to leave the field entirely after it got to the point where I couldn’t stand to look at a computer anymore. Still can’t for more than an hour, two years later.
I intend to reply more later, because this does deserve a longer reply, but I am short on steam.
In the meantime, have you heard of login.gov? Check that out. The day that .com gets a hook into that is the day that identity problems are (mostly) solved.