Afaik, the wear and tear on SSDs these days is handled under the hood by the firmware.
Concepts like Files and FATs and Copy-on-Write are format-specific. I believe that even if a filesystem were to deliberately write to the same location repeatedly to intentionally degrade an SSD, the firmware will intelligently shift its block mapping around under the hood so as to spread out the wear. If the SSD detects a block is producing errors (bad parity bits), it will mark it as bad and map in a new block. To the filesystem, there's still perfectly good storage at that address, albeit with a potential one-off read error.
The larger sizes SSD just gives the firmware more extra blocks to pull from.